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Brass Financial
Independence For 16 & 17 Year Olds
Be independent! Sun Federal now offers 16 & 17 year olds the
tools to get started on financial independence!
Checking Account &
ATM Visa Check Card
With an adult join and the Checking & Check Card
certificates from
Guides To Independence (GTI)
Online Access
Access your account from anywhere online or by phone.
Visa Platinum
Credit Card
$250 line of credit, 9.9% APR. With an adult
co-signer and the
Manage Debt certificate.
Free Music
Plus, for each 10-20 minute GTI online course completed you
earn a free music download from eMusic.
Complete Financial
Services
ATM/Check Cards, Credit Cards, and
Checking Accounts
As our young members begin to reach the age where a checking
account, ATM/Check Card and a VISA credit card are
appropriate, Sun Federal will be a trusted source for their
personal financial service relationship. With a parent as a
co-signer, even teenagers may begin to learn financial
responsibility. Learn more at any Sun
Federal branch or download the Brass Independence
Account Form
here and turn it in to your local branch with your
required GTI certificates.
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 Youth
Accounts General Information
Kids and teens are special at Sun!
Our younger members are very
special at Sun Federal. That's why we have many different
opportunities for kids to become active savers. We want to
help them achieve their dreams! Learn more at any
Sun Federal branch.
40 Money Management Tips Every College Freshman Should
Know
Take charge of your life - and your money! If you're getting
ready to go off to college, check out these
money management tips from the National Endowment for
Financial Education.
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Free Teddy
Bear or Piggy Bank with each new Youth Account
Plus, get a prize with every
deposit!
Children love to come visit just for a smile and a lollipop.
But even more exciting is when they open their own account
they get to take home a new Sun Federal Teddy Bear or Piggy
Bank! Then, each time they make a deposit into their
account, children get to pick a prize from the prize bin!
Learn more at any
Sun Federal branch.
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First Start
Open an account for your new baby
and WE deposit $5 for you!
First Start is a program to welcome your new baby as a
member of Sun Federal. We want to give your new baby his or
her First Start developing a saving habit. After the
birth of your new baby, come in and complete an application.
WE will make the initial $5 deposit for you! Learn more at
any Sun Federal branch.
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Googolplex Web Site
A
financial Web site just for kids and teens!
 Googolplex
is a fun and educational site with separate age-appropriate
sections for kids in elementary school, middle school and
high school. Updated often, this special online magazine has
a wealth of information and fun activities!
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Elementary School |
Middle School |
High School |
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Grade Card
Match
Get $1 for each 'A' earned!
The Grade Card Match program was designed to encourage
educational achievement and a savings habit!
The deposit
match is one dollar for each “A” or “A” equivalent up to a
total of five dollars per grade card per grading period.
Read the complete
rules.
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 Guides
to Independence
Complete Financial Course
for Teens
This fast-moving online resource
provides teens with a complete course in personal finances.
Courses include Savings, How to Buy a Used car, Budgeting,
hecking Accounts, and more.
Visit the Site
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 Thrive
by 5
Like it or not, money is a part of
your preschooler’s life. Thrive by Five offers free tips and
fun activities for little kids.
Visit
the Site
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Youth
Certificate
Special minimum deposit of $250 and
great rates!
The 42-Month Youth Certificate is available for minors. It's
special features include add-on capability and a reduced
minimum opening deposit of $250. This is a great way to save
for the future because of the higher dividend
rates! Learn more at any
Sun Federal branch.
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Youth Newsletter &
Give-Aways
Just for kids and teens!
Every Fall, Sun Federal members ages 10 and under receive a
special newsletter just for them with an entry to return for
a cool prize drawing. Learn more at any
Sun Federal branch.
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 brass|CU
Magazine
A money magazine & Web site for
young adults
brass|CU provides direct,
intelligent, and entertaining content to young adults
about the money side of life. Wrapped in a brassy
package, this magazine and Web site will help you
achieve your goals. From planning your retirement to
throwing parties, brass looks at the lives of young
adults and how we handle money.
Visit the site
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Grade Card Match Rules
Special Mail-In Offer
If you have questions, please call Maggie Engel at (419)
893-2170 x 270.
Objectives: to build a relationship with youth;
to encourage educational achievement; to teach the benefits
of and encourage a long-term savings habit; to encourage
family membership.
- Program valid for K-12 members in good standing.
- The deposit match is one dollar for each "A" or "A"
equivalent (Exceeding Expectations; S+, O for
Outstanding, Excellent) on any subject up to a total of
five dollars per grade card and per official grading
period (timeframe).
- "Effort" or "Conduct" grades do not count. Mid-term,
exam or interim grades or outdated cards are not
eligible. The deposit must be made and the match request
sent to Sun Federal within one month of the report card
date. There is a limit of four matches per calendar year
per child.
- Submit the original receipt showing your deposit
into the child's account and a copy of the most recent
(date current) grade card clearly showing the child's
name and the date:
- By Mail:
Grade Card Match
Sun Federal Credit Union
1627 Holland Road
Maumee, OH 43537
- By Email:
sunfederal@sunfcu.org
- At Your Local Branch
Children's deposits into a 42-month add-on
certificate are eligible and encouraged for a higher
savings yield. (While direct deposit from a parent's
payroll is a great way to contribute to your child's
future, this program is to encourage each child to
develop a SAVINGS HABIT and Credit Union relationship
individually with your child, therefore direct deposits
& automatic transfers do not count.)
- Money deposited must remain in the account prior to
the matching deposit. (For your child's benefit, we hope
it stays even longer and continues to grow with the
magic of compounding interest!) Please think of this as
similar to a company sponsored 401K plan. (By the time
your child reaches adulthood and becomes employed, our
mission is that we've helped them to understand why they
should participate in a company sponsored 401K plan
where they may realize a 100% return on their
investment! We hope to help them achieve financial savvy
and independence)
- Please think of this as similar to a dividend and
allow up to 6 to 8 weeks for the matching deposit. The
Credit Union will post matches once each month during
the school year. Please remember to take the mail into
consideration as well as timing.
- The child must be the primary member on the account,
with the appropriate social security number, date of
birth, etc.
- Grade cards must be from an accredited school and
for an official and current grading term. Mid-term,
interim or outdated cards are not eligible.
- Sun Federal reserves the right to take children of
"special needs" into consideration differently. Parents:
please include a note with the grade card and receipt.
Learn more at any
Sun Federal branch.
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