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All rates are subject to
change. Rates effective as of 7/1/08, unless noted. To ensure
you have the most current rates, please use your browser's
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Savings and
Checking
|
Accounts |
Dividend Rate |
APY |
|
Share Savings1 |
0.40 |
0.40 |
Cash Management2
Tier 1
$0-$24999.99
Tier 2 $25,000.00 – $49999.99
Tier 3 $50,000.00 - $74,999.99
Tier 4 $75,000 - $9,999,999.99 |
.50%
1.00%
1.50%
2.00% |
.50%
1.00%
1.51%
2.02% |
Health Savings Account5
Tier 1 $0-$4999.99
Tier 2 $5000.00 – $9999.99
Tier 3 $10,000.00 and above
|
3.00
4.00
5.00 |
3.05
4.08
5.13 |
|
IRA Savings3 |
0.40 |
0.40 |
|
Checking4 |
0 |
0 |
1
Dividends compounded monthly, dividends credited monthly,
dividend period = monthly. Minimum opening deposit = $5.00,
Minimum Balance to earn dividends = $5.00, Transfer
limitations.
2
Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Savings, Holiday Club, Vacation Club, Cash Management & Health Savings accounts, the Dividend Rate and Annual Percentage Yield may change at any time as determined by the Credit Union’s Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. The Cash Management
Account is a Tiered Rate account. If your Average Daily Balance is from $1,000 to $24,999.99, the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Average Daily Balance is from $25,000 to $49,999.99, the second Dividend Rate and Annual Percentage Yield listed for this account will apply. If your Average Daily Balance is from $50,000 to $74,999.99, the third Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Average Daily Balance is $75,000 or more, the fourth Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply.
Once a particular range is met, the Dividend Rate & Annual
Percentage Yield for that balance range will apply to the
full balance of your account.
The Health Savings account is a Tiered Rate account. If your Daily Balance is $4999.99 or below, the first Dividend Rate & Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Daily Balance is from $5,000.00 to $9,999.99 the second Dividend Rate & Annual Percentage Yield listed for this account will apply. If your Daily Balance is $10,000.00 or greater, the third Dividend Rate & Annual Percentage Yield listed for this account will apply. Once a particular range is met, the Dividend Rate & Annual Percentage Yield for that balance range will apply to the full balance of your account.
3
Dividends compounded monthly, dividends credited monthly,
dividend period = monthly. Limitation same as IRS.
4
Dividends compounded monthly, dividends credited monthly,
dividend period = monthly.
APY= (Annual Percentage Yield)
5
Dividends are compounded daily and posted monthly on the last day of the month. The Health Savings Account is a Tiered Rate account. If your Daily Balance is $4999.99 or below, the first Dividend Rate & Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Daily Balance is from $5,000.00 to $9,999.99 the second Dividend Rate & Annual Percentage Yield listed for this account will apply. If your Daily Balance is $10,000.00 or greater, the third Dividend Rate & Annual Percentage Yield listed for this account will apply. Once a particular range is met, the Dividend Rate & Annual Percentage Yield for that balance range will apply to the full balance of your account. $3.00 monthly maintenance fee will be waived for members earning Premier Rewards. No other fee.
APY= (Annual Percentage Yield)
For complete information and share savings account details,
please refer to our
Truth in Savings page.
Certificate Savings
All rates subject to
change. Call for today's rates. Penalties may apply for early
withdrawals.
Redeem your
Visa ScoreCard
Bonus Points to
improve your
rate on a 24- or 54-Month Certificate.
|
Term |
Regular |
IRA |
Jumbo8 |
|
Dividend Rate* |
APY* |
Dividend Rate |
APY* |
Dividend Rate |
APY* |
|
30 Days (1 mo)7 |
1.98 |
2.00 |
-- |
-- |
-- |
-- |
|
90 Days (3 mos)1 |
2.20 |
2.22 |
2.20 |
2.22 |
2.30 |
2.32 |
|
180 Days (6 mos)1 |
2.60 |
2.63 |
2.60 |
2.63 |
2.70 |
| |