"I'm really
glad that I've got the Overdraft Privilege! My
paychecks don't always get to the credit union when they should.
You know, maybe I'm traveling or under the weather and
can't get to the branch.
I usually have enough
in my
account to cover all my checks, but sometimes I need a
little extra coverage. Knowing that Sun Federal will pay my
checks gives me peace of mind. When I need it, it's
always there!" |
What is the Overdraft Privilege?
- A financial resource that can cover
your overdraft checks
- A convenient response to your
unexpected financial needs
- A valuable enhancement to your
relationship
- Not a promise, but a privilege,
to you our member!
We can save you the expense and embarrassment of having your checks returned. The Overdraft Privilege
does just that.
As long as you maintain your account in good standing,
Sun Federal may elect to pay your overdraft checks rather than returning them unpaid.
You will be charged service fees for insufficient funds as appropriate. Checks that are paid through the Overdraft Privilege enable you to avoid the additional expense of another fee charged by the business to whom the check was returned.
How can I get the Overdraft Privilege?
You do not have to do anything other than keep making your deposits — what could be easier?
What happens if I make mistakes?
We have a program for you to be able to continue to use your checking account with us while you cover your overdraft amount. We want to keep you as a
member and to help you repay any outstanding amount. Ask one of our
Member Service Representatives about how we can help.
Read our Overdraft Privilege Policy
here.
Return to Top
 |
