SunFederalCreditUnion
 
 Auto
(2000 & newer)		 5.49% APR*
 Auto
(older than 2000)		 11.24% APR*
 Tuition 11.24% APR*
 Home Equity 
   as low as		 5.75% APR*
 Mortgage Call for details.
 See our Specials
 Certificates
   as high as		 3.04% APY
*As low as. View all rates here.
APY=Annual Percentage Yield APR=Annual Percentage Rate

Web Sites Offering  Government Grant Money Are Bogus
Con artists are creating phony Web sites that promise government grants for just about anything and because it is a "grant, the money is free and never has to be repaid." Read more

------------------------------

Beware of Bogus IRS Phishing Scam!
 A bogus e-mail that appears to be from the Internal Revenue Service (IRS) is making the rounds. It tells recipients they are about to be audited or are due a big refund. Read more

 

------------------------------

Click here to visit Sun Federal's Member Protection page for information on how to protect yourself from these and other scams.

 

------------------------------

 

Report lost/stolen
credit cards
To report a lost or stolen card outside of business hours:
Visa Credit Card
(800) 991-4961
ATM Visa Check Card
(800) 523-4175
 
 
 
 
 

Personal Line of Credit - Overdraft Protection
 

Your Line of Credit serves as a convenient backup to your Share Draft account. Should you overdraw your funds, the Line of Credit will automatically loan you the amount of the check without imposing a transaction fee. You will receive a computer-generated notice that your Line of Credit has been accessed.

Payments for 5% of the outstanding balance ($25 minimum payment) will be drawn from your Share Draft/Checking account on the 20th day of the month, unless you choose an alternate payment method. You may wish to pay overdraft advances as soon as they occur.

The Line of Credit rate is variable and adjusts on a quarterly basis. The rate index used is the 11th District Cost of Funds Index. There is a secured or unsecured option. Another option is to use your Home's Equity to secure a Line of Credit. You may secure a Line of Credit with Shares or Share Certificates. Secured Lines of Credit have a 4% margin, unsecured Lines of Credit have a 6% margin.

Opening your Line of Credit is easy. Apply online right now and receive an instant decision.

 

 

NCUA  ESI  EHL 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government by the National Credit Union Administration, a U.S. Government Agency.
Your Savings Insured for an Additional $250,000 by Excess Share Insurance, the Nation's Largest Private Deposit Insurer.
Sun Federal is an Equal Housing Lender.  PRIVACY POLICY