SunFederalCreditUnion
 
 Auto
(2000 & newer)
5.74% APR*
 Auto
(older than 2000)
11.24% APR*
 Tuition 11.24% APR*
 Home Equity 
  
as low as
5.75% APR*
 Mortgage 5.625% APR*
 Certificates
   as high as
4.33% APY
*As low as. View all rates here.
APY=Annual Percentage Yield APR=Annual Percentage Rate

Scams Sent Visa Text Message & Cell Phone
Credit unions are reporting that members are receiving text messages and cell phone calls requesting that the “credit union customer” call a number to have access to their “bank account” restored.

Vishing Attacks Increase
A Message From The FBI's Internet Crime Complaint Center

Pennsylvania Attorney General Corbett Warns Consumers Be Watchful For Undisclosed Energy "Surcharges"

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Click here to visit Sun Federal's Member Protection page for information on how to protect yourself from these and other scams.

 

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Report lost/stolen
credit cards

To report a lost or stolen card outside of business hours:

Visa Credit Card
(800) 991-4961
ATM Visa Check Card
(800) 523-4175

 
 
 
 
 

Lifetime IRA
IRA Savings Account
IRA Share Certificates
IRA Investments


Sun Federal offers a variety of IRA options. Compare the options by learning about the key differences among Traditional, Roth and Coverdell Education Savings Accounts. For more details on the available IRAs, please click on the specific IRA name listed above.
  [PDF documents]

Lifetime IRA
The Lifetime IRA is a new, limited time, product built upon a strong foundation of security, earnings and convenience for new money (rollovers and lump sum distributions). It has members’ best interest in mind when it comes to retirement protection.

Security

  • 10-year fixed term
  • Up to $500,000 deposit insurance protects your retirement dollars
  • Guaranteed minimum return

Earnings

  • $50,000 minimum investment ($500,000 maximum)
  • 4% APY (minimum), re-prices to market conditions every two years

Convenience

  • Up to 5% of the principal can be withdrawn over the course of a year (each year) without penalty
  • Dividends can be taken as they are earned or left on deposit in the Lifetime IRA, just like any other Sun Federal certificate
  • Available for rollovers or lump sum distributions

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IRA Savings Account
Members have the choice of placing IRA dollars in an IRA Savings Account to help accumulate funds for retirement. Dividends are compounded and posted monthly on the average daily balance, at the same rate as the regular Share Savings Account. There are no monthly or quarterly service charges. IRA Share Certificates are available for members interested in locking in for a higher yield.

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IRA Share Certificates
Members have the choice of placing IRA dollars in an IRA Share Certificate to help accumulate funds for retirement. Available in terms of 3, 6, 12, 18, 24, 30, 42, and 54 months, Sun Federal's IRA Certificates offer higher yields. Dividend rates are fixed throughout the term of the certificate and are compounded monthly. Click here for the Rate & Fee Schedule for complete details.

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Individual Retirement Account Investments
Funds can be invested in a Member-Directed IRA. The Member-Directed IRA allows greater flexibility to invest in a wide variety of mutual funds, stocks or bonds. Sun Federal Credit Union offers two programs to meet members needs:

Members choose the investments that are right for them.

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NCUA  ESI  EHL
Your savings federally insured to at least $250,000 (as of 10/3/2008) and backed by the full faith and credit of the
United States Government by the National Credit Union Administration, a U.S. Government Agency.
Your Savings Insured for an Additional $250,000 by Excess Share Insurance, the Nation's Largest Private Deposit Insurer.
Sun Federal is an Equal Housing Lender. 
PRIVACY POLICY