March 2010                    www.SunFCU.org                    Shared Branching                    See Today's Rates

Welcome to the Sun Federal Credit Union eMember Connection! You will receive this email newsletter on the first business day of every month. If you have a question or comment, please email SunFederal@SunFCU.org for assistance or call your local office. To change your subscription, please see the instructions at the end of the email.

Sun Federal's Visa: A Safe Option

There has been a lot of news coverage about the new CARD Act rules that became effective on February 22. Sun Federal's Visa Platinum Credit Card offers members a safe option during these changes. Our rates remain steady, we don't charge over-the-limit fees and most importantly, we're not trying to find ways around the laws.

Watch your mail carefully! If you get a change of terms from a credit card provider, please read it carefully. If the rate is changing from fixed to variable or if there's a new "lower" over-the-limit fee be wary. Bring in your credit card disclosures from elsewhere to see how we can help.

Apply Today!
The Visa Platinum features as low as 7.9% APR*.

*APY=Annual Percentage Rate. Rates valid as of 3/1/10 and are subject to change.

Annual Meeting

Debt Consolidation

Are you trying to get out of credit card debt? We want to help! Sun Federal's Personal Loan features a signature loan rate as low as 7.9% APR* for up to a 5-year term.

Imagine it...your debt PAID!

  • High Interest Credit Cards
  • Department Store Credit Cards
  • Auto repair bills

Apply online or at your local branch.

*As low as rate dependent on credit score and current
SunLife Relationship Reward level. Limited time offer.

Home Energy Assistance Program
(HEAP)

HEAP is a federally-funded program designed to help residents meet the rising cost of home heating this winter. If you need heating assistance, please click on the appropriate state below:

OH - Website or call 800.282.0880

PA - Website

NJ - Website

See Sun Federal on facebook
 

The Lifetime IRA:
Sleep E-Z For A Lifetime

Take Advantage of This Limited Time Offer!

The Lifetime IRA is built upon a strong foundation of security, earnings and convenience. It has members’ best interest in mind when it comes to retirement protection.

  • New Money Only!
  • Rollovers or Lump Sum Distributions
  • 10-year fixed term
  • 4% APY (minimum) reprices to market conditions every two years
  • $50,000 minimum investment and
    $500,000 maximum
  • Withdraw up to 5% of the principal each year without penalty

Contact your local Sun Federal branch for further information. 

New Online Member Store

Shop at our new Member Store with Visa ScoreCard Bonus Points or a credit card to get logo items and gas cards conveniently online.

Getting Started:

  2. Go to the Services menu (far right)
  3. Select One: Redeem ScoreCard Points OR Shop For Logo Items

We've improved the ScoreCard Point Redemption process. Follow the step-by-step instructions to complete the appropriate online form.

Merchant Card Services

Converts Sing Praises Of Credit Unions

$1,200 legally yanked from savings accounts drove one man from his bank. Lower interest rates on credit cards and fewer fees attracted others to credit unions.

Read the MSN article


Thank you for saving, spending
and borrowing with us.

Mission Statement
In the spirit of "People Caring About People," the Mission of Sun Federal Credit Union is to improve the quality of life for each member through a personal and professional service relationship that results in members for a lifetime.
Rates current as of 3/1/2010 and are subject to change. APR=annual percentage rate   APY=annual percentage yield
NCUA  ESI  EHL 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency. Your Savings Insured for an Additional $250,000 by Excess Share Insurance, the Nation's Largest Private Deposit Insurer. Sun Federal is an Equal Housing Lender.