SunFederalCreditUnion
 
 Auto
(2000 & newer)
5.74% APR*
 Auto
(older than 2000)
11.24% APR*
 Tuition 11.24% APR*
 Home Equity 
  
as low as
5.75% APR*
 Mortgage 5.625% APR*
 Certificates
   as high as
4.33% APY
*As low as. View all rates here.
APY=Annual Percentage Yield APR=Annual Percentage Rate

Scams Sent Visa Text Message & Cell Phone
Credit unions are reporting that members are receiving text messages and cell phone calls requesting that the “credit union customer” call a number to have access to their “bank account” restored.

Vishing Attacks Increase
A Message From The FBI's Internet Crime Complaint Center

Pennsylvania Attorney General Corbett Warns Consumers Be Watchful For Undisclosed Energy "Surcharges"

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Click here to visit Sun Federal's Member Protection page for information on how to protect yourself from these and other scams.

 

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Report lost/stolen
credit cards

To report a lost or stolen card outside of business hours:

Visa Credit Card
(800) 991-4961
ATM Visa Check Card
(800) 523-4175

 
 
 
 
 

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Rates

Share Certificates

Available in terms from 3 to 54 months, Sun Federal's Share Certificates offer higher yields. Dividend rates are fixed throughout the term of the certificate and are compounded monthly. Visit our Rates page, for the current certificate offerings.

Certificate Specials

Many Special Certificates are available to meet various needs:

CALL Certificate
A CALL Certificate puts members in control! The call certificate allows you, the member, a one-time option to redeem early without penalty during a 30-day call window.

You benefit with a higher, locked-in yield, but a shorter commitment. In other words, if rates go up you can change to new higher yielding certificate during your call anniversary window. But if rates go down, you're already locked in. So, you benefit either way! Or you can simply redeem during the call window and get the benefit of a higher rate for the shorter term!

Call certificates may be available from time to time. Visit our Rates page, for the current certificate offerings.

30-Month No Minimum Certificate
The 30-Month No Minimum Certificate allows any member to have the option of locking in funds for a higher yield, without having to meet any minimum opening deposit requirement.

42-Month Add-on Youth Certificate
The 42-Month Add-on Youth Certificate is available for minors with the following added features: add-on capability and reduced minimum opening deposit of $250.

Jumbo Certificates
Jumbo Certificates are negotiable for those members wishing to consolidate their certificate assets into a higher yielding certificate. Jumbo Certificates are available in 12, 18, 24, 30, 42 and 54-month terms. Please speak to a credit union manager to discuss your personal situation.

All other restrictions for these Special Certificate Accounts apply as outlined in the Rate & Fee Schedule for Certificate Accounts.

IRA Certificates

Visa ScoreCard Certificate Points

Every dollar spent using your Sun Federal VISA ScoreCard Credit Card earns a ScoreCard bonus point.

One option for redeeming ScoreCard points is to use them to increase the annual percentage yield on a new Share Certificate.

Here's how it works:
If you have been using your Sun Federal Visa for 24 months with an average monthly purchase of about $500, after two years you would have about 12,000 bonus points. The accumulated bonus points are listed on the bottom portion of your monthly statement.

You may call or go to your local Sun Federal location and redeem your 12,000 points toward an increased rate for a new share certificate. The bottom line with the rate increase will net you a better yield of $120 dollars, which will be spread over the term of your certificate.

Sorry, Scorecard bonus points may not be redeemed for cash at any time due to tax implications. You may only redeem the points for the gifts or travel awards outlined in the catalogs mailed home, for better rates on Sun Federal products or logo items. Certain restrictions may apply.

Truth-In-Savings Disclosure

NCUA  ESI  EHL
Your savings federally insured to at least $250,000 (as of 10/3/2008) and backed by the full faith and credit of the
United States Government by the National Credit Union Administration, a U.S. Government Agency.
Your Savings Insured for an Additional $250,000 by Excess Share Insurance, the Nation's Largest Private Deposit Insurer.
Sun Federal is an Equal Housing Lender. 
PRIVACY POLICY